I don’t know if I have a credit file?

Many lenders credit score and so having a credit file gives the lender a better idea of your character. To see what is on your credit file, please visit www.mycreditfile.com.au to find out what is on your record. To get your credit score there are various website such as www.getcreditscore.com.au

If you have been bankrupt, have missed payments, have any sort of blemish on your credit file or if you have put several other applications for credit through over the past year, please let your broker know. This will affect the most suitable lender chosen and we will need to explain to the assessor what and why you applied for credit.